//  FREQUENTLY ASKED QUESTIONS

// OUR THERAPISTS

Is FXNL Rehab covered by Private Health Insurance?


Yes, our team of licensed practitioners and their range of services can be claimed through your private health fund through our HICAPS terminal. We swipe your health fund on the spot and you will just have to cover the gap cost upfront. We accept cash and all major credit cards (no AMEX). Please check with your health fund provider prior to making an appointment to make sure you are covered for that particular service.




Do we bill directly to your Insurance Provider?


For WorkCover and CTP insurance, yes generally we will bill the insurance provider directly for the cost of the services, provided the claim has been approved and a claim number given to us by you or the claim manager. In special circumstances we may need to process the payment in full. At the time of payment, we will provide you with an invoice that you can submit to your private insurance provider to be reimbursed.




Is an FXNL Rehab session covered by Medicare?


Medicare does not cover the cost of any physiotherapy sessions, unless your GP has provided you with an Enhanced Primary Care (EPC) plan (now termed Chronic Disease Management plan). This is generally for select-individuals with chronic conditions that have to be discussed with your doctor prior to any physiotherapy appointments. If your doctor deems you are eligible for the medicare plan, medicare will rebate you for up to a total of 5 allied health services for the calendar year to the amount of $52.95 (your doctor will advise you on how many can be allocated to physiotherapy). To be able to claim this rebate, we ask that you pay the full amount for the session upfront, then we swipe your medicare card and rebate the $52.95 back onto your debit card. You should receive the rebate straight away back into your account.





// PREPARING FOR YOUR APPOINTMENT

What does Insight Ag Marketing do?


A company that helps farmers sell their grain in a complex world. Basically, we help farmers make more money then they would otherwise. Effective and profitable grain marketing is a full time job. It's what we do.




Services Rendered


1. Digital publications designed to keep farmers up to date and informed.

2. Grain sales. Help farmers sell their grain to a select number of purchasers. We deal in most grains grown across the Canadian Prairies.

3. Professional Services. Help farmers with all the complexities of a grain marketing. We create professional plans and profitable strategies.

Click to Here: Complete List of Services and prices




Cancellation of Services


Q. How to cancel a service?

A. Send a quick email. Click here to cancel.

Q. Reimbursement of cancelled services?

A. There is no reimbursement. There is a trial on subscription based services.




Money Questions - Grain Sales?


Q. Who pays the farmer? A. The company to whom the grain is contracted to. ie. Insight Ag Marketing DOES NOT pay the farmer. Q. Is the money good? A. Yes. Insight Ag Marketing does its best to ensure that the purchaser has a excellent payment history and in most cases is licensed and bonded. However, It is the farmer's responsibility to do their due diligence.

Q. Who Pays Insight Ag Marketing? A. Unless, otherwise specified the farmer DOES NOT pay any tonnage based fees. Most fees are service based. ie. There will be no surprise bill coming in the mail. Q. Discounts - Grain Sales A. In all cases destination discounts and dockage apply. It is the farmer's responsibility to do their due diligence and keep accurate load samples.

Fun Fact:

Since 2008, Insight Ag Marketing has NEVER brokered a deal where the farmer did NOT get paid. This is so rare it is an anomaly within the grain brokerage industry.





// INSURANCE

Is FXNL Rehab covered by Private Health Insurance?


Yes, our team of licensed practitioners and their range of services can be claimed through your private health fund through our HICAPS terminal. We swipe your health fund on the spot and you will just have to cover the gap cost upfront. We accept cash and all major credit cards (no AMEX). Please check with your health fund provider prior to making an appointment to make sure you are covered for that particular service.




Do we bill directly to your Insurance Provider?


For WorkCover and CTP insurance, yes generally we will bill the insurance provider directly for the cost of the services, provided the claim has been approved and a claim number given to us by you or the claim manager. In special circumstances we may need to process the payment in full. At the time of payment, we will provide you with an invoice that you can submit to your private insurance provider to be reimbursed.




Is an FXNL Rehab session covered by Medicare?


Medicare does not cover the cost of any physiotherapy sessions, unless your GP has provided you with an Enhanced Primary Care (EPC) plan (now termed Chronic Disease Management plan). This is generally for select-individuals with chronic conditions that have to be discussed with your doctor prior to any physiotherapy appointments. If your doctor deems you are eligible for the medicare plan, medicare will rebate you for up to a total of 5 allied health services for the calendar year to the amount of $52.95 (your doctor will advise you on how many can be allocated to physiotherapy). To be able to claim this rebate, we ask that you pay the full amount for the session upfront, then we swipe your medicare card and rebate the $52.95 back onto your debit card. You should receive the rebate straight away back into your account.





// PAYMENT

What does Insight Ag Marketing do?


A company that helps farmers sell their grain in a complex world. Basically, we help farmers make more money then they would otherwise. Effective and profitable grain marketing is a full time job. It's what we do.




Services Rendered


1. Digital publications designed to keep farmers up to date and informed.

2. Grain sales. Help farmers sell their grain to a select number of purchasers. We deal in most grains grown across the Canadian Prairies.

3. Professional Services. Help farmers with all the complexities of a grain marketing. We create professional plans and profitable strategies.

Click to Here: Complete List of Services and prices




Cancellation of Services


Q. How to cancel a service?

A. Send a quick email. Click here to cancel.

Q. Reimbursement of cancelled services?

A. There is no reimbursement. There is a trial on subscription based services.




Money Questions - Grain Sales?


Q. Who pays the farmer? A. The company to whom the grain is contracted to. ie. Insight Ag Marketing DOES NOT pay the farmer. Q. Is the money good? A. Yes. Insight Ag Marketing does its best to ensure that the purchaser has a excellent payment history and in most cases is licensed and bonded. However, It is the farmer's responsibility to do their due diligence.

Q. Who Pays Insight Ag Marketing? A. Unless, otherwise specified the farmer DOES NOT pay any tonnage based fees. Most fees are service based. ie. There will be no surprise bill coming in the mail. Q. Discounts - Grain Sales A. In all cases destination discounts and dockage apply. It is the farmer's responsibility to do their due diligence and keep accurate load samples.

Fun Fact:

Since 2008, Insight Ag Marketing has NEVER brokered a deal where the farmer did NOT get paid. This is so rare it is an anomaly within the grain brokerage industry.





// RETURNS POLICY

Do You Have A Returns Policy For In-Store Merch/Apparel Purchases?


Yes, please refer to our returns policy when making purchasing an item at one of our FXNL Rehab clinics.





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